|
🏛️
PRESSURE IN CONGRESS
YOUNG DELINQUENCY AND DISABILITY EMERGENCY
The opposition imposed a parliamentary timetable on the Casa Rosada that challenges the government's adjustment agenda
⏱️ Estimated reading time: 10 minutes
midire.ar · Politics and Economics
|
POLITICS · NATIONAL CONGRESS
The opposition forced the government to debate the delinquency of young people and the disability emergency
The Chamber of Deputies approved this Wednesday, with 249 votes in favor and only one against, a mandatory schedule of commissions to deal with more than 50 projects linked to over-indebtedness and credit delinquency of families – with young people as the hardest hit segment – and the extension of the Emergency Law on Disability. The opposition gathered the quorum without any surprises and dragged La Libertad Avanza, which days earlier had described the delay as a "non-relevant" problem, to vote together with the critical blocs for the same work scheme.
The result was read by a large part of the opposition as a political triumph that challenges the fiscal adjustment agenda of the Casa Rosada, while the ruling party tried, unsuccessfully, to avoid the session by negotiating with allied governors and then relativized what happened by pointing out that the dates of treatment were already scheduled in the commissions.
🏛️ What happened on Wednesday in the Chamber of Deputies?
The special session, convened at the request of eight opposition blocs, began after 12 noon with 135 deputies present, six more than the 129 required by the regulations. The ruling party, which had tried to undermine the quorum by negotiating with provincial governors so that its legislators would not collaborate, changed its strategy on the time: it ordered their seats to take their places so as not to be exposed by voting against two causes with high social sensitivity.
La Libertad Avanza managed to avoid the "table" treatment – which required a special majority – of the extension of the Emergency on Disability, but ended up accompanying, together with all the opposition, the summons of the commissions to move forward with a report on specific dates. Karina Milei, secretary general of the Presidency, was present in the chamber until the evening to closely follow the negotiation.
• Disability: informative plenary of the Disability and Budget and Finance committees on Tuesday, September 16; opinion scheduled for Wednesday 23.
• Delinquency and indebtedness: informative meetings of the Finance and Consumer Protection commissions on Tuesday, September 15 and 22; signing of opinions on Tuesday 29.
📉 Young people, at the heart of the delinquency crisis
The phenomenon that drives much of the opposition's claim has a strong statistical basis. According to an analysis by financial analyst Matías Fernández, prepared from microdata from the Central Bank Debtors' Central Bank (BCRA) and the ARCA registry corresponding to June 2026, 5.86 million individuals registered at least one overdue debt in Argentina, 27.1% of the total debtors surveyed. The proportion almost doubled in less than two years: in July 2024 it was 13.6%.
|
Age group
|
Estimated delinquency rate
|
|
18 to 25 years old
|
Between 37.6% and 42.8%, depending on the report and the age group used
|
|
26 to 35 years old
|
39,3%
|
|
36 to 45 years old
|
31%
|
|
46 to 55 years old
|
23,5%
|
|
Median debt in people under 25 years of age
|
$280,000 to $282,000, compared to more than $1,500,000 in those over 35
|
Methodological note: the figures combine different sources – Central de Debtors of the BCRA, consulting firm 1816, Centro de Estudios de la Ciudad (with support from the Friedrich Ebert Foundation) and the analysis of Matías Fernández – with age cuts and methodologies that do not always coincide exactly, so the percentages should be read as convergent approximations of the same phenomenon and not as a single and official data.
The government itself recognizes the increase, although with a different reading: in a meeting with legislators from his bloc, President Javier Milei maintained that delinquency "does not represent a relevant problem" at the country level and that the phenomenon would be concentrated in a limited segment of families.
🧾 What the 50 bills on late payment propose
The files in the pipeline combine different approaches – from the declaration of a credit emergency to specific limits on the cost of financing – and share a central political condition: they cannot involve fiscal spending, to avoid being exposed to a presidential veto.
• Interest rate caps: one of the bills, on credit cards, proposes that the compensatory nominal rate should not exceed the average rate of wholesale fixed terms by more than 25%.
• Mandatory refinancing: payment plans of up to 36 months, with a minimum reduction of 50% of punitive interest and a grace period of 60 days.
• Suspension of attachments and executions: stopping certain legal actions against debtors while a payment agreement is being complied with, and protection of salary accounts against attachments.
• Regulation of fintechs and non-bank lenders: audits, rate caps, collection limits, and prohibition of loans granted "by single signature" in minutes.
• National Fund for the Recovery of Consumer Debts: a proposal seeks to create a fund that supports financial institutions, subsidizes rates for vulnerable sectors and absorbs bad loans.
In parallel to the national debate, at least 13 provinces, with governors of different political persuasions, have already launched their own local reliefs: debt refinancing, caps on salary discounts and subsidized rate lines for public employees and indebted retirees.
♿ A law with history: veto, insistence and suspension
The second cause on the agenda has a longer run. The Emergency Law on Disability, originally promoted by Deputy Daniel Arroyo (Union for the Homeland) and other legislators, declares an emergency in the matter throughout the country and provides for the updating of inflation benefit rates and a non-contributory pension equivalent to 70% of the minimum wage.
• July 2025: The Senate approves the law with broad consensus.
• August 2025: President Javier Milei vetoes the law, citing its fiscal cost.
• August 2025 (insistence): Deputies reject the veto with 172 votes – a special two-thirds majority – and the Senate does the same with 63 votes, something that has not happened since 2003.
• After insistence: the Executive Branch suspends the application of the law, already firm, until Congress specifies where the funds not foreseen in the Budget will come from.
• September 2026: the opposition imposes on Deputies the schedule to deal with the extension of the emergency, in force until December 31, 2026 and extendable until 2027.
|
💬 The Disability Commission is working and proposed a schedule that is the same, and it is strange that they have to come to a session for this.
— Gabriel Bornoroni, head of the La Libertad Avanza bench in the Chamber of Deputies
|
According to the Congressional Budget Office, the update of fees and benefits for protected workshops for people with disabilities would have an impact of between 0.22% and 0.42% of GDP, depending on the number of registrations that occur until the end of the year.
🥊 One more tug-of-war between the Executive and Congress
The result of the session reopened the dispute over the narrative between the ruling party and the opposition. From the critical blocs, the reading was unequivocal: they managed to install on the parliamentary agenda two issues that the Casa Rosada had tried to minimize. The government, on the other hand, sought to lower the political price of the outcome.
|
💬 We must not swallow the pill of empathy. Populism is not won by doing populism.
— Javier Milei, in a meeting with legislators from La Libertad Avanza, on the eve of the session
|
Spokesmen for the Casa Rosada, for their part, remarked that the approved schedules are "practically identical" to those already announced on September 2 by the libertarian presidents of the Disability and Finance commissions, and highlighted as their own achievement having prevented the delinquency projects from also being sent to the Budget and Finance commission, which, they maintain, prevents the opinions from implying additional fiscal spending.
Behind closed doors, according to reports, the secretary general of the Presidency, Karina Milei, had asked allied governors to withdraw their support for both treatments as a condition for holding electoral agreements for the October elections. The management did not prosper and several provincial governors – of different political persuasions – maintained their support for the session.
❓ Frequently Asked Questions
❓ What did the Chamber of Deputies vote on September 9, 2026?
It approved by 249 votes in favor and one against the summons of commissions to deal, with mandatory dates and opinions, the more than 50 projects on delinquency and family indebtedness and the extension of the Emergency Law on Disability.
❓ Why is it said that the opposition "imposed" the debate on the government?
Because La Libertad Avanza had tried to avoid the treatment by negotiating with governors so as not to lose the quorum, and President Javier Milei had described the delinquency as a non-relevant problem days before. Despite that, the ruling party ended up voting together with the opposition on the work schedule.
❓ When will the delinquency projects be dealt with in committee?
The Finance and Consumer Defense commissions will have informative meetings on Tuesday, September 15 and Tuesday, September 22, with the signing of opinions scheduled for Tuesday, September 29, 2026.
❓ When will the extension of the Disability Emergency be discussed?
The Disability and Budget and Finance committees are scheduled to hold an informative plenary session on Tuesday, September 16 and the signing of the report on Wednesday, September 23, 2026.
❓ Which age group has the highest delinquency rate in Argentina?
Young people between 18 and 25 years of age, with default rates that different reports place between 37.6% and 42.8% depending on the methodology used, well above other age groups.
❓ Why do delinquency bills avoid going through the Budget and Finance Committee?
Because a ruling that involves fiscal spending would enable an eventual presidential veto for cost reasons. By staying out of that commission, the opposition seeks to shield the initiatives against that possibility.
Beyond the specific parliamentary result, the session of September 9 functioned as a measurement of forces in the face of the legislative elections in October. For the opposition, having dragged the ruling party to vote on the treatment of two sensitive issues – the debt of millions of families, with young people as the epicenter, and the rights of people with disabilities – is a sign of the numerical weakness of the government in the Chamber of Deputies. For the Casa Rosada, the challenge of the coming weeks will be to sustain in the commissions the demand that any ruling be free of fiscal cost, the limit that separates a symbolic opposition triumph from a law with a real budgetary impact.
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Young delinquency and disability emergency: the opposition imposed the debate on Milei | midire.ar
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Deputies approved by 249 to 1 a schedule to deal with 50 projects on delinquency of young people and the extension of the disability emergency. Dates, figures and what each sector said.
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/opposition-imposed-debate-delinquency-emergency-disability-congress
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delinquency and emergency in disability Congress
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delinquency of young people Argentina, Emergency Law on Disability, Deputies delinquency 2026, cap on interest rates credit card, Milei veto disability, BCRA Central de Debtors
Headings (H1-H3 hierarchy)
H1: The opposition forced the Government to debate the delinquency of young people and the disability emergency · H2: What happened in Deputies, Young people and delinquency, What the projects propose, Disability Law, The Executive-Congress tussle, FAQ · H3: Each frequently asked question
JSON-LD — NewsArticle
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JSON-LD — FAQPage
{ "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ {"@type": "Question", "name": "What did Deputies vote on September 9, 2026?", "acceptedAnswer": {"@type": "Answer", "text": "The summons of commissions to deal with the delinquency projects and the extension of the Emergency on Disability, by 249 votes in favor and one against."}}, {"@type": "Question", "name": "When will the delinquency be ruled?", "acceptedAnswer": {"@type": "Answer", "text": "On Tuesday, September 29, 2026, after informative meetings on the 15th and 22nd."}}, {"@type": "Question", "name": "Which age group has the most delinquencies in Argentina?", "acceptedAnswer": {"@type": "Answer", "text": "Young people between 18 and 25 years old, with rates of between 37.6% and 42.8% according to the report."}} ] }
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og:title = The opposition forced Milei to debate delinquency and disability | og:description = Deputies approved the treatment schedule by 249 to 1 | og:type = article | og:image = cover image 1200×630px
Twitter Card
twitter:card = summary_large_image | twitter:title = Pressure in Congress: delinquency and disability | twitter:description = How the opposition forced the debate and what each sector says
E-E-A-T Signs
Sources cited by name: Infobae, La Capital, Río Negro, Letra P, iProfesional, iProUP, El Economista, El Destape, Diario de Cuyo. Delinquency figures attributed to Matías Fernández's analysis of data from the BCRA and ARCA. Verbatim statements attributed to Javier Milei and Gabriel Bornoroni.
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LCP < 2.5s (WebP optimized cover image) · INP < 200ms · CLS < 0.1 (fixed dimensions in images and tables).
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Suggested internal linking
Link to previous coverage of midire.ar on the Land Law, presidential veto and the Government's economic agenda.
Update / evergreen
Note subject to update: verify on September 16, 22, 23 and 29, 2026 if the informative plenaries and opinions were complied with according to the approved schedule.
Read more...
|
🏛️
PRESSURE IN CONGRESS
YOUNG DELINQUENCY AND DISABILITY EMERGENCY
The opposition imposed a parliamentary timetable on the Casa Rosada that challenges the government's adjustment agenda
⏱️ Estimated reading time: 10 minutes
midire.ar · Politics and Economics
|
POLITICS · NATIONAL CONGRESS
The opposition forced the government to debate the delinquency of young people and the disability emergency
The Chamber of Deputies approved this Wednesday, with 249 votes in favor and only one against, a mandatory schedule of commissions to deal with more than 50 projects linked to over-indebtedness and credit delinquency of families – with young people as the hardest hit segment – and the extension of the Emergency Law on Disability. The opposition gathered the quorum without any surprises and dragged La Libertad Avanza, which days earlier had described the delay as a "non-relevant" problem, to vote together with the critical blocs for the same work scheme.
The result was read by a large part of the opposition as a political triumph that challenges the fiscal adjustment agenda of the Casa Rosada, while the ruling party tried, unsuccessfully, to avoid the session by negotiating with allied governors and then relativized what happened by pointing out that the dates of treatment were already scheduled in the commissions.
🏛️ What happened on Wednesday in the Chamber of Deputies?
The special session, convened at the request of eight opposition blocs, began after 12 noon with 135 deputies present, six more than the 129 required by the regulations. The ruling party, which had tried to undermine the quorum by negotiating with provincial governors so that its legislators would not collaborate, changed its strategy on the time: it ordered their seats to take their places so as not to be exposed by voting against two causes with high social sensitivity.
La Libertad Avanza managed to avoid the "table" treatment – which required a special majority – of the extension of the Emergency on Disability, but ended up accompanying, together with all the opposition, the summons of the commissions to move forward with a report on specific dates. Karina Milei, secretary general of the Presidency, was present in the chamber until the evening to closely follow the negotiation.
• Disability: informative plenary of the Disability and Budget and Finance committees on Tuesday, September 16; opinion scheduled for Wednesday 23.
• Delinquency and indebtedness: informative meetings of the Finance and Consumer Protection commissions on Tuesday, September 15 and 22; signing of opinions on Tuesday 29.
📉 Young people, at the heart of the delinquency crisis
The phenomenon that drives much of the opposition's claim has a strong statistical basis. According to an analysis by financial analyst Matías Fernández, prepared from microdata from the Central Bank Debtors' Central Bank (BCRA) and the ARCA registry corresponding to June 2026, 5.86 million individuals registered at least one overdue debt in Argentina, 27.1% of the total debtors surveyed. The proportion almost doubled in less than two years: in July 2024 it was 13.6%.
|
Age group
|
Estimated delinquency rate
|
|
18 to 25 years old
|
Between 37.6% and 42.8%, depending on the report and the age group used
|
|
26 to 35 years old
|
39,3%
|
|
36 to 45 years old
|
31%
|
|
46 to 55 years old
|
23,5%
|
|
Median debt in people under 25 years of age
|
$280,000 to $282,000, compared to more than $1,500,000 in those over 35
|
Methodological note: the figures combine different sources – Central de Debtors of the BCRA, consulting firm 1816, Centro de Estudios de la Ciudad (with support from the Friedrich Ebert Foundation) and the analysis of Matías Fernández – with age cuts and methodologies that do not always coincide exactly, so the percentages should be read as convergent approximations of the same phenomenon and not as a single and official data.
The government itself recognizes the increase, although with a different reading: in a meeting with legislators from his bloc, President Javier Milei maintained that delinquency "does not represent a relevant problem" at the country level and that the phenomenon would be concentrated in a limited segment of families.
🧾 What the 50 bills on late payment propose
The files in the pipeline combine different approaches – from the declaration of a credit emergency to specific limits on the cost of financing – and share a central political condition: they cannot involve fiscal spending, to avoid being exposed to a presidential veto.
• Interest rate caps: one of the bills, on credit cards, proposes that the compensatory nominal rate should not exceed the average rate of wholesale fixed terms by more than 25%.
• Mandatory refinancing: payment plans of up to 36 months, with a minimum reduction of 50% of punitive interest and a grace period of 60 days.
• Suspension of attachments and executions: stopping certain legal actions against debtors while a payment agreement is being complied with, and protection of salary accounts against attachments.
• Regulation of fintechs and non-bank lenders: audits, rate caps, collection limits, and prohibition of loans granted "by single signature" in minutes.
• National Fund for the Recovery of Consumer Debts: a proposal seeks to create a fund that supports financial institutions, subsidizes rates for vulnerable sectors and absorbs bad loans.
In parallel to the national debate, at least 13 provinces, with governors of different political persuasions, have already launched their own local reliefs: debt refinancing, caps on salary discounts and subsidized rate lines for public employees and indebted retirees.
♿ A law with history: veto, insistence and suspension
The second cause on the agenda has a longer run. The Emergency Law on Disability, originally promoted by Deputy Daniel Arroyo (Union for the Homeland) and other legislators, declares an emergency in the matter throughout the country and provides for the updating of inflation benefit rates and a non-contributory pension equivalent to 70% of the minimum wage.
• July 2025: The Senate approves the law with broad consensus.
• August 2025: President Javier Milei vetoes the law, citing its fiscal cost.
• August 2025 (insistence): Deputies reject the veto with 172 votes – a special two-thirds majority – and the Senate does the same with 63 votes, something that has not happened since 2003.
• After insistence: the Executive Branch suspends the application of the law, already firm, until Congress specifies where the funds not foreseen in the Budget will come from.
• September 2026: the opposition imposes on Deputies the schedule to deal with the extension of the emergency, in force until December 31, 2026 and extendable until 2027.
|
💬 The Disability Commission is working and proposed a schedule that is the same, and it is strange that they have to come to a session for this.
— Gabriel Bornoroni, head of the La Libertad Avanza bench in the Chamber of Deputies
|
According to the Congressional Budget Office, the update of fees and benefits for protected workshops for people with disabilities would have an impact of between 0.22% and 0.42% of GDP, depending on the number of registrations that occur until the end of the year.
🥊 One more tug-of-war between the Executive and Congress
The result of the session reopened the dispute over the narrative between the ruling party and the opposition. From the critical blocs, the reading was unequivocal: they managed to install on the parliamentary agenda two issues that the Casa Rosada had tried to minimize. The government, on the other hand, sought to lower the political price of the outcome.
|
💬 We must not swallow the pill of empathy. Populism is not won by doing populism.
— Javier Milei, in a meeting with legislators from La Libertad Avanza, on the eve of the session
|
Spokesmen for the Casa Rosada, for their part, remarked that the approved schedules are "practically identical" to those already announced on September 2 by the libertarian presidents of the Disability and Finance commissions, and highlighted as their own achievement having prevented the delinquency projects from also being sent to the Budget and Finance commission, which, they maintain, prevents the opinions from implying additional fiscal spending.
Behind closed doors, according to reports, the secretary general of the Presidency, Karina Milei, had asked allied governors to withdraw their support for both treatments as a condition for holding electoral agreements for the October elections. The management did not prosper and several provincial governors – of different political persuasions – maintained their support for the session.
❓ Frequently Asked Questions
❓ What did the Chamber of Deputies vote on September 9, 2026?
It approved by 249 votes in favor and one against the summons of commissions to deal, with mandatory dates and opinions, the more than 50 projects on delinquency and family indebtedness and the extension of the Emergency Law on Disability.
❓ Why is it said that the opposition "imposed" the debate on the government?
Because La Libertad Avanza had tried to avoid the treatment by negotiating with governors so as not to lose the quorum, and President Javier Milei had described the delinquency as a non-relevant problem days before. Despite that, the ruling party ended up voting together with the opposition on the work schedule.
❓ When will the delinquency projects be dealt with in committee?
The Finance and Consumer Defense commissions will have informative meetings on Tuesday, September 15 and Tuesday, September 22, with the signing of opinions scheduled for Tuesday, September 29, 2026.
❓ When will the extension of the Disability Emergency be discussed?
The Disability and Budget and Finance committees are scheduled to hold an informative plenary session on Tuesday, September 16 and the signing of the report on Wednesday, September 23, 2026.
❓ Which age group has the highest delinquency rate in Argentina?
Young people between 18 and 25 years of age, with default rates that different reports place between 37.6% and 42.8% depending on the methodology used, well above other age groups.
❓ Why do delinquency bills avoid going through the Budget and Finance Committee?
Because a ruling that involves fiscal spending would enable an eventual presidential veto for cost reasons. By staying out of that commission, the opposition seeks to shield the initiatives against that possibility.
Beyond the specific parliamentary result, the session of September 9 functioned as a measurement of forces in the face of the legislative elections in October. For the opposition, having dragged the ruling party to vote on the treatment of two sensitive issues – the debt of millions of families, with young people as the epicenter, and the rights of people with disabilities – is a sign of the numerical weakness of the government in the Chamber of Deputies. For the Casa Rosada, the challenge of the coming weeks will be to sustain in the commissions the demand that any ruling be free of fiscal cost, the limit that separates a symbolic opposition triumph from a law with a real budgetary impact.
Title tag
Young delinquency and disability emergency: the opposition imposed the debate on Milei | midire.ar
Meta description
Deputies approved by 249 to 1 a schedule to deal with 50 projects on delinquency of young people and the extension of the disability emergency. Dates, figures and what each sector said.
Suggested Slug
/opposition-imposed-debate-delinquency-emergency-disability-congress
Primary Keyword
delinquency and emergency in disability Congress
Secondary keywords
delinquency of young people Argentina, Emergency Law on Disability, Deputies delinquency 2026, cap on interest rates credit card, Milei veto disability, BCRA Central de Debtors
Headings (H1-H3 hierarchy)
H1: The opposition forced the Government to debate the delinquency of young people and the disability emergency · H2: What happened in Deputies, Young people and delinquency, What the projects propose, Disability Law, The Executive-Congress tussle, FAQ · H3: Each frequently asked question
JSON-LD — NewsArticle
{ "@context": "https://schema.org", "@type": "NewsArticle", "headline": "The opposition imposed on the Government to debate the delinquency of young people and the emergency in disability", "datePublished": "2026-09-10", "dateModified": "2026-09-10", "author": {"@type": "Organization", "name": "midire.ar"}, "publisher": {"@type": "Organization", "name": "midire.ar"}, "about": ["Congreso de la Nación Argentina", ""delinquency credit", "Ley de Emergencia en Discapacidad", "Javier Milei"], "keywords": "delinquency, disability, Deputies, BCRA, Congress", "articleSection": "Politics" }
JSON-LD — FAQPage
{ "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ {"@type": "Question", "name": "What did Deputies vote on September 9, 2026?", "acceptedAnswer": {"@type": "Answer", "text": "The summons of commissions to deal with the delinquency projects and the extension of the Emergency on Disability, by 249 votes in favor and one against."}}, {"@type": "Question", "name": "When will the delinquency be ruled?", "acceptedAnswer": {"@type": "Answer", "text": "On Tuesday, September 29, 2026, after informative meetings on the 15th and 22nd."}}, {"@type": "Question", "name": "Which age group has the most delinquencies in Argentina?", "acceptedAnswer": {"@type": "Answer", "text": "Young people between 18 and 25 years old, with rates of between 37.6% and 42.8% according to the report."}} ] }
Open Graph
og:title = The opposition forced Milei to debate delinquency and disability | og:description = Deputies approved the treatment schedule by 249 to 1 | og:type = article | og:image = cover image 1200×630px
Twitter Card
twitter:card = summary_large_image | twitter:title = Pressure in Congress: delinquency and disability | twitter:description = How the opposition forced the debate and what each sector says
E-E-A-T Signs
Sources cited by name: Infobae, La Capital, Río Negro, Letra P, iProfesional, iProUP, El Economista, El Destape, Diario de Cuyo. Delinquency figures attributed to Matías Fernández's analysis of data from the BCRA and ARCA. Verbatim statements attributed to Javier Milei and Gabriel Bornoroni.
Core Web Vitals — goals
LCP < 2.5s (WebP optimized cover image) · INP < 200ms · CLS < 0.1 (fixed dimensions in images and tables).
Accessibility — WCAG 2.1 AA
Minimum contrast 4.5:1 in text on an institutional blue background (verified). Descriptive alt text in images. Hierarchy of headings without breaks. Links with descriptive text. Tables with semantic headings.
Suggested internal linking
Link to previous coverage of midire.ar on the Land Law, presidential veto and the Government's economic agenda.
Update / evergreen
Note subject to update: verify on September 16, 22, 23 and 29, 2026 if the informative plenaries and opinions were complied with according to the approved schedule.
Close
PRESSURE IN CONGRESS YOUNG DELINQUENCY AND DISABILITY EMERGENCY
- 10/09/2026 » 18:33 by cronywell
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